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Alipay released universal bill: Chinese people go out without a wallet into a new habit

via:博客园     time:2018/1/2 13:01:39     readed:409

January 2 morning news, Ant Financial Gold's Alipay release 2017 universal bill. Data show that in 2017, Alipay mobile payment accounts for 82% of the total number of platforms, without a wallet to go out has become a new Chinese habit and become the world's new fashion. Starting January 3, users can open the Alipay App to view their 2017 annual invoices.

In 2017, Alipay Mobile Payment accounted for 82% of the total mobile platforms. In the meantime, the data showed the first drop in searches for "wallet" on the ecommerce platform. With the launch of Alipay code collection, universal car code, support scan code sharing bike ride only with mobile phones, scan code, code has been swept the Chinese people's daily, this year called China's "& rdquo; Yards year "

Mobile payment is not only for individuals without the convenience of a wallet, but also leveraging the greater potential of society. Such as mobile payment can accumulate credit, so that more users can get credit, insurance and other financial services to reduce the gap.

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10 pen Alipay to pay 8 pen with cell phone

Alipay universal bill shows that 520 million Alipay users in China accounted for 82% of mobile payment in 2017, while Guizhou and Shanxi ranked the first with a record high of 92%. Mobile payment accounted for more than 90% of the provinces more than 11, compared with only one in the previous year. With the mobile payment scene covering almost all aspects, more and more people can go out without a wallet.

"The data released by Ali Data also confirms this trend: in the past three years, the search volume and growth rate of the entire luggage category have all risen steadily, but the search volume of" wallet "has been declining for the first time in 2017.

One of the reasons for the soaring proportion of mobile payment is the popularity of Alipay code. Over the past year, more than 40 million small and medium-sized businesses across China's main streets and lanes have digitized their cash registers with this two-dimensional code sticker. Now, whether in the restaurant pay, store shopping, or grasping the doll machine and baked sweet potato stalls, and even street artists, can support mobile payments.

Mobile payment is so popular in China that it has even affected some traditional industries. In March 2017, the two men fled to Hangzhou by plane and robbed three convenience stores but grabbed less than 2,000 yuan in cash. The connection fee was not enough.

刷手机乘坐公交

Brush the phone by bus

Public transportation Subway support mobile payment

Public transportation is the most important way to travel in the city. However, for a long time, the signal and time requirements have always been one of the most difficult bastions for mobile payment. Domestic and foreign conventions are all about bringing in change or using transportation cards. With technological breakthroughs, in 2017, buses and subways in over 30 cities have successively supported Alipay. Many netizens lamented that "the last reason to go out with a wallet is gone."

Throughout the public service sector in Alipay set up "window" has been able to make citizens do not travel, sitting at home can also pay, work. In 2017, over 200 million citizens handled over 100 services in 12 major categories, including social security, transportation and civil affairs, in Alipay's urban services.

Payment, shopping, travel can do without the convenience of this wallet, is also extended to more countries and regions. In 2017, Alipay accelerated its pace of going out with the Chinese people. It has accumulated access to hundreds of thousands of merchants in 36 overseas countries and regions, with a total increase of 306% over 2016. This way of life is spreading all over the world.

Mobile payments go global

Going out without a wallet is becoming the normal life of the Chinese people, and even many foreign politicians have sent out their feelings or admire experience. Singaporean Prime Minister Lee Hsien Loong once told a story in his speech that Singaporean officials found the chestnut in the streets of China It's very surprising to wave my cellphone. Lee Hsien Loong said later that Singapore is introducing China's mobile payment technology, the country's largest taxi company has access to Alipay.

In fact, according to market research firm Forrester and iResearch, China's mobile payment market is almost 90 times the size of the United States, leading the world. At the Silk Road Research Institute of Beijing Foreign Studies University, Alipay and high-speed rail, online shopping and shared cycling tied for China's survey of 20 young people along the "Belt and Road" and "New Four Great Inventions".

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Mobile payments to promote credit and other services

Mobile payments also bring some chain reaction. On the one hand, mobile payment can accumulate credit and then more people can enjoy more financial services such as credit and insurance through credit. Even if it is sesame seed shop, vegetable stalls, but also through the launch of the money code to get a loan.

Mobile payment also provided more opportunities for poor areas. In 832 state-level poor counties and contiguous poor counties, Ant Financial served 795 and provided convenient payment and credit services. In 2017, the average mobile payment ratio in these places was 90%.

Credit accumulated by mobile payments also allows social resources to operate more efficiently. For example, credit-free deposit, by the end of 2017, sesame credit exemption has accumulated 41.5 million users deposit more than 40 billion. Relief deposit, users can be used in more important places, to create more value for society. Another example is the bus trip, bus companies can get on and off by passengers traffic, to determine whether to add direct bus, etc., to help solve the urban congestion.

Reduce carbon emissions is the mobile payment for the community to create another benefit. Through the online payment of coal, public transport and other low-carbon travel behavior, by the end of 2017, 280 million ants total reduction of forest users 2.05 million tons, 13.14 million trees planted.

Mobile payments to promote credit and other services

Mobile payments also bring some chain reaction. On the one hand, mobile payment can accumulate credit and then more people can enjoy more financial services such as credit and insurance through credit. Even if it is sesame seed shop, vegetable stalls, but also through the launch of the money code to get a loan.

Mobile payment also provided more opportunities for poor areas. In 832 state-level poor counties and contiguous poor counties, Ant Financial served 795 and provided convenient payment and credit services. In 2017, the average mobile payment ratio in these places was 90%.

Credit accumulated by mobile payments also allows social resources to operate more efficiently. For example, credit-free deposit, by the end of 2017, sesame credit exemption has accumulated 41.5 million users deposit more than 40 billion. Relief deposit, users can be used in more important places, to create more value for society. Another example is the bus trip, bus companies can get on and off by passengers traffic, to determine whether to add direct bus, etc., to help solve the urban congestion.

Reduce carbon emissions is the mobile payment for the community to create another benefit. Through the online payment of coal, public transport and other low-carbon travel behavior, by the end of 2017, 280 million ants total reduction of forest users 2.05 million tons, 13.14 million trees planted.

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